RPJ Gold Smart Savings Plan

Start Small. Stay Smart. Shine Bright.

Invest monthly and redeem after your chosen tenure with attractive benefits for purchasing gold only at Rameshwar Prasad Jewellers (In-store or Online at rameshwarprasadjewellers.com).

Start Saving Smart Learn More

Attractive Benefits

Get additional Benefits on your total Smart Savings Plan amount after your chosen tenure (rates vary by tenure)

Flexible Tenure Plans

Flexible monthly installments starting at just ₹2,000 for periods of 12, 24, 36, 48, or 60 months

Secure Smart Savings

Your Smart Savings Plan is secure with one of the most trusted jewellers in the region

Dreaming of that perfect Smart Saving?

Open a Gold Smart Savings account with as little as ₹2,000 per month and get attractive benefits after your chosen tenure!

Smart Savings Calculator

See how much you'll earn with our Smart Saving Plan

Minimum monthly Smart Savings: ₹2,000 (in multiples of ₹1,000)
Monthly Amount

₹5,000

Total Deposit

₹60,000

Redeemable Amount

₹65,100

Additional Returns: ₹5,100

Start Your Gold Smart Savings Plan Today

How It Works

Start your Smart Savings journey in 4 simple steps

1

Sign Up

Create an account and complete KYC verification by uploading your documents

2

Choose Plan

Select your monthly Deposit amount (minimum ₹2,000 in multiples of ₹1,000)

3

Make Payments

Pay your monthly installments online for your chosen tenure

4

Get Returns

Receive additional returns on your total Smart Savings Plan

Special Benefits

Enjoy these exclusive benefits with our Smart Savings Plan

Loyalty Program

Join our exclusive loyalty program & enjoy special privileges on future purchases

No Hidden Charges

Transparent process with no hidden fees, processing charges or deductions

In-Store Redemption

Redeem your Deposits at any of our store locations with exclusive collection

Additional Offers

Combine with ongoing offers & seasonal discounts for even greater advantages

There's More To It!

  • Secure : Your funds are handled with utmost security
  • KYC Verified: All Deposits are KYC compliant for added security
  • No Lock-in Period: Flexibility to withdraw your Deposits anytime*

*Early withdrawals will receive only the principal amount Deposited without the additional returns.

Gold jewelry

What Our Customers Say

Hear from customers who have benefited from our Smart Saving Plan

"The Smart Savings plan helped me save for my daughter's wedding jewelry. The additional returns made a significant difference in what I could afford."

Priya Sharma
Delhi

"The process was simple and transparent. I appreciated the regular updates and the ability to track my Smart Savings online through their platform."

Rajesh Patel
Mumbai

"Starting with just ₹2,000 per month, I was able to purchase a beautiful necklace set after completing my Smart Savings tenure with the additional returns."

Meera Desai
Bangalore

Frequently Asked Questions

Get answers to common questions about our Gold Smart Savings Plan

The minimum monthly Smart Savings plan amount is ₹2,000. You can choose to invest any amount above this in multiples of ₹1,000 (e.g., ₹3,000, ₹4,000, etc.). The amount you select will be your fixed monthly contribution for your chosen tenure.

You need to provide valid ID proof (Aadhar Card/PAN Card/Voter ID), address proof, and a recent photograph. These documents can be easily uploaded during the registration process. Our team will verify your documents within 24-48 hours.

Returns are calculated on the total amount invested over your chosen tenure period and vary based on the Smart Savings Plan duration. For example, if you invest ₹5,000 per month for 12 months (total ₹60,000), you will receive additional returns based on the applicable rate for 12 months, making your total maturity amount higher than your principal Smart Savings Plan amount.

You can continue your plan even if you miss a payment, but the redeemable amount will be calculated based on the actual amount invested. We recommend setting up auto-payments to avoid missing installments. The system will send you reminders before your due date.

Yes, you can withdraw your Smart Savings Plan before completing your chosen tenure, but the additional returns will only be applicable on completed Smart Savings Plan. Early withdrawals will receive only the principal amount invested without any additional returns.

Once you register and start your Smart Savings Plan, you'll have access to a dedicated dashboard where you can track all your payments, see your Smart Savings Plan growth, and monitor your expected returns in real-time. You'll also receive monthly statements via email.

We accept various payment methods including credit/debit cards, UPI, net banking, and wallet payments. You can also set up automatic monthly payments to ensure you never miss an installment.

Ready to start your gold Smart Savings Plan journey?

Join thousands of satisfied customers who are growing their wealth with our secure Gold Smart Savings Plan.

Sign Up Now
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